Did you know that the most popular form of financial aid for students attending college, online universities, and community colleges is Student Loans. Many students also have work while in college to pay the bills.

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There are many different types of loan programs but the biggest are those offered by the Federal government. These are often in the form of subsidized Federal Stafford Loans and Unsubsidized Federal Stafford Loans. Private loans are harder and harder to get and as a result, students are focusing more on government funding.

Subsidized Federal Stafford loans are issued through banks even though they are funded by the federal government. The benefit of the subsidized federal stafford loan is that the government pays your loan interest charges while you are still in school. These charges are the interest that have accumulated on your loan as interest is due from the moment the loan is issued.